Another avid Bandcamp user reporting in. Streaming isn't an option at all - there's just too much music missing, or it might be missing someday. However I maintain a very large collection of music with lots of obscure and rare music, which is very different from most listeners, which are, frankly, very well served by Spotify - for a very cheap price. Too cheap. Nobody is earning any money from streaming.
I couldn't imagine renting my music and I don't think it's a working business model for anyone but Apple, Google & Co., who can handle a loss.
I discovered them recently. The model appears to be (paraphrasing) 'give us non-exclusive world-wide rights to distribute your music freely, and we'll work on ways to monetise later'.
Of note: high-profile artists Wyclef Jean and Bonobo appear to have signed up.
But 90% of my listening time is spotify, because I no longer really keep a personal library outside of spotify.
I download files off bandcamp, and upload them to spotify
and Music-map.com (gnoosic) is amazing. I didn't think it was AI though? I thought it was just simple: if you like this, other people who liked this, liked that.
But nowadays I prefer to use smaller sites like http://www.bandcamp.com and the sites of small labels.
For discovery I use http://www.gnoosic.com an AI recommender created by a fellow HN member.
For me, music consumption feels more adventurous this way.