I really hope cash transactions become a little more normalised in India.
The UPI experience is built for a single audience in mind. It has changed the way people transact in India but at the same time it's been an absolute nightmare for a tourist to play along. The only route for a tourist to use UPI is via third party apps, which charge a markup for loading money (3%). But let's say you accept that as a part of travelling - the limitation of tourist wallets is that they can't be utilised for P2P payments - exactly what UPI is most used for across the country.
Alternative, since no one accepts cash anymore, is that I have to carry thick wads of cash so I can hand out exact change. That still gets you the stink eye because most vendors don't like to deal with cash anymore.
> the limitation of tourist wallets is that they can't be utilised for P2P payments - exactly what UPI is most used for across the country
Same issue in a lot of Southeast Asia. After jumping through all hoops to get the correct app, id verified and paying a hefty fee, it was still a gamble if the restaurants would have a business QR code or a personal one.
One time in Laos I was on an island that didn't have an ATM, almost no cards were accepted and I had run out of local currency. So I ended up asking for the QR code before ordering at the restaurant to make sure it would work out.
In India it's super annoying when taking autos because the drivers won't have change and in 99% of the cases they have a personal code. So I just ended up using Uber with credit card, much less hassle.
I don't know, central banks seem super afraid of money laundering somehow. But just allow me to spend $100 or what, I just want to buy a quick coffee or a fruit from a street vendor, not a Rolex.
Unfortunately, this cannot be fixed. India has a huge boner for papers, KYC, etc. The state isn't going to let you access payments and communication services without a colonoscopy.
So a country of a billion+ people should reverse its very successful digitization efforts because a handful of tourists can’t be bothered to pay a small surcharge?
Smaller, in fact, than what they pay in their own country for credit card fees.
This issue isn't the surcharge but there are still limitations to it. The commercial banks really need to do something like this themselves.
Well they do, but last time I looked you needed to physically go to a branch, but not all branches do it - yeah I'm not going to spend half a day on my trip just to pay slightly easier. It needs to be something you can sign up in the airport in 10 minutes for.
Every time I've been to India I just ended up finding an ATM (that works with my card) and carrying around massive wads of cash. I even stayed at a hotel once that couldn't take international cards.
Governments having absolute control on who can pay who and being able to easily restrict certain groups from participating in the economy is not ideal, though (of course currently tourists being the only group this applies to is not a big deal..)
>The UPI experience is built for a single audience in mind. It has changed the way people transact in India but at the same time it's been an absolute nightmare for a tourist to play along.
Indian built UPI for a single audience AKA their citizens
> it's been an absolute nightmare for a tourist to play along.
But the solution to this should be to simplify the tourist experience and to allow payments from foreign banks and cards. Traveling to China has a huge hassle in the late 2010s due to everyone local switching to WeChat/Alipay but it not being available for tourists, but in the last few years (I last visited in 2023), you could use WeChat/Alipay with a non-China bank card.
Some P2P is between family/friends. Or you are paying rent etc. But a lot of it is business transactions that move funds from one savings account to another because the auto driver is accepting a payment in his mother's or wife's account or something similar. There is so much friction in the banking system if you have to create a current account that this is pretty common.
The system needs to improve drastically to support the two sides instead of letting it be. Should help your use case as well if that happens
If you're worried about the markup for loading your digital wallet, what is the markup for any tourist trying to get cash from eg. Thomas Cook? I doubt any tourist could get currency at a significantly cheaper rate.
Is this a common experience now? I haven’t been there in a while, but one used to be able to use credit cards at bigger establishments and smaller vendors used to accept cash even if UPI was advertised in their shop. Rarely was anyone mad that you didn’t use UPI.
No vendor will say no to cash but having the right small change becomes a PITA in my experience but that was 3 years ago. But even the coconut guy on the corner had a QR code.
> it's been an absolute nightmare for a tourist to play along. The only route for a tourist to use UPI is via third party apps
An NRI account with PhonePe is good enough as someone with OCI, but even in my ancestral town and village Visa and AmEx adoption by payment processors has been high despite no real diaspora or tourism.
And there's no real point in optimizing for the kind of tourist who's going to go visit a slum like Paharganj or go to Kasol to partake in drugs.
That said, I guess it also depends on where an NRI or PIO is from as some states have better payment processor penetration than others.
But tbf, when my SO and I go to VN to visit family, it's the same story there (Momo/Zalo and cash rule Vietnam outside the tourist bubble of D1/D3/Thao Dien/Da Lat/Da Nang/Hanoi and we resort to her Vietcombank account).
Not being able to pay for things is a pretty fundamental problem even for a business traveler to Bangalore.
Last time I bit the bullet and set up Mony, which at least got me access to UPI, but it's limited mostly by government policy: you can't complete the KYC process until you've physically landed in India, can't transfer to personal accounts, fees on adding money, fees on keeping money (they charge "unused balance" fees!), etc.
> Not being able to pay for things is a pretty fundamental problem even for a business traveler to Bangalore
In what situation were you as a foreign traveler where you needed to pay UPI?
Convenience stores and hypermarts like Reliance SMART/Digital and DMart or QuickCommerce platforms like Blinkit accept Visa and AmEx credit cards. Transit via Uber, Ola, and co accept Visa and AmEx credit cards. And most restaurants and bars targeted at outsiders accept Visa and AmEx credit cards. And Hotels accept Visa and AmEx credit cards or can be booked via platforms that accept them like AirBnB.
So transit, residence, restaurants, and convenience stores (all of which will be reimbursed by your employer) are all doable via credit card.
Fundamentally, UPI was built for India3, as were other peers across Asia, not foreigners.
But my SO and I never understood the tay ba lo mindset. Catering to them is what kept Thailand and the Dominican Republic stuck in tourism-induced Dutch disease because it incentivizes extractive and low productivity economic sectors like real estate and low skill services at the expense of human capital development and investing in high productivity industries.
> In what situation were you as a foreign traveler where you needed to pay UPI?
All the time? Credit cards are only accepted by fancy places and cash is increasingly a hassle, especially in a tech-forward place like BLR.
The final straw was when I bought some biryani at a shopping mall food court and tried to pay cash. They had no change, the neighboring stalls had no change, and this wasn't some plot to extract money from the gora, they genuinely didn't have and couldn't find small bills.
In the end they tried to wave it off and discount my meal by 40 rupees or something, and I rounded up by 60 instead. And I remember thinking I probably just created another problem, because now they need to balance the books and parcel out the cash tip without change.
> In what situation were you as a foreign traveler where you needed to pay UPI?
If you live in a tiny bubble and only take an Uber to the Work Campus, Uber to the small number of marts you've found that accept card, Uber to the small number of restaurants that accept card... you have to find them first of course.
Want to buy some cigarettes while you take a stroll in the evening? Good luck. Want a tuktuk to take you a mile across the beautifully walkable road infrastructure? Good luck. Want to get lunch with friends? Good luck.
90% of life doesn't exist inside the corpo "work hotel sleep" bubble, I described it to somebody as akin to trying to pay with bank transfer in the UK, technically you can do it... the manager will come out and spend 20 mins futzing, taxi drivers may be able to do it if you ask nicely, your shopping options will be very limited and far between because you're trying to transact in the non-predominant medium.
Yes, loads of places accept card, larger stores accept card, want coffee? Blue Tokai accepts card. Want Blinkit or Zomato? You need an Indian number first. Want a Hotel? Booking.com is predominantly "pay at the hotel" across most of India, which means it's a dice roll as to whether they'll accept card. You'd be surprised at how many hotels completely forget that not all customers are Indian+Aadhaar+UPI, except by the time you've got there and realized they accept neither C-form nor Card despite telling you explicitly they do - you've already spent the time, money and effort getting there only to find out that no... it's not practical in reality for you to book a hotel and pay for whatever reason. Repeat ad-nauseum everywhere daily
> Want to buy some cigarettes while you take a stroll in the evening
Why would you go buy a beedi from the local paan-wala?
> Want a tuktuk to take you a mile across the beautifully walkable road infrastructure
Why would you call an auto or e-rickshaw when you could call and pay for via Uber (which also does autorickshaw pairing)
> 90% of life doesn't exist inside the corpo "work hotel sleep" bubble
OP was talking about "business travel".
> You'd be surprised at how many hotels completely forget that not all customers are Indian+Aadhaar+UPI
They aren't forgetting. They just don't care about a foreign traveler. It's the same when I travelled to China outside of the foreigner bubble on multiple occasions
----
At the end of the day, foreigner who can afford India1 but is consuming like India3 is a waste. Doesn't matter if it's a backpacker or a kanjusi NRI.
> Why would you call an auto or e-rickshaw when you could call and pay for via Uber (which also does autorickshaw pairing)
I don't know when the last time was when you were in India, but using Uber to hail auto rickshaws requires direct payment to the driver at the end of the ride. Uber does not handle payments. Your credit cards are of no use for this. The driver will either take cash (without having change) or probably UPI.
Why would you go for a masala dosa with filter kaapi with your colleagues when you could order a hamburger from room service? Why would you hail an auto when you could just charter a helicopter instead?
I mean this sounds like an edgecase, which is good tradeoff for the ~billion of people who this system is designed for.
Essentially UPI was there to stop the industrial fraud and money laundering that was going on india. I have not actually checked the efficacy of this though. The last time I checked was when modi made the largest bank note not legal tender.
That part aside it does sounds like VAT (a 20% sales tax on all purchases) but for transactions.
I have been looking to buy a new laptop personally. Framework has a compelling argument. But with only 4 ports on the Framework, I'd likely be switching the ports often. In addition to using USB-C, I often need a USB-A for an external mouse but other times a HDMI port to connect to a display while presenting.
I don't think it's fair to compare Thinkpad X1 Carbon with Framework. The T14 range is a much better comparison. While Lenovo took a few steps back a few years ago the last couple of generations seem to be much better in regard to being repairable. The T14 Gen 5 [0] gets a 9/10 score on ifixit. Parts are easily available globally, while Framework is still somewhat limited in this regard geographically.
That said, it's great we have a choice! If it were not for Framework, I don't think Lenovo would have made an effort to make the Thinkpads repairable again.
My FW13 has two USB-C ports so I can charge from either side and have one free while it's charging, and then USB-A on one side and MicroSD on the other.
That covers all of my frequent needs. (My main monitor has usb-c input, and I have a couple of inexpensive adapters/hubs for HDMI, DP, Ethernet, etc. - all of which are used infrequently.)
I was a little concerned before buying it, and four is probably the minimum number of ports I could be happy with. But in practice I've been very satisfied with my port selection, and if you do need more ports, there's always the FW16.
Folks have done it in the community forum, and it works fine for basic data. It gets tricky when you want to support charging, because then you need multiple voltage levels and the circuitry to convert between them. Apparently video is hard to do also.
In my experience (my partner has a Framework), changing a port is not something easily done without putting the Framework bottom side up. In practice you need to stop whatever you are doing to first sleep the laptop, turn it over, change the port and then get back to what you were doing before. Repeat the process if you want to get the ports back in the original order.
I have a 16, not a 13, but I thought that the module swapping system was relatively similar, and this is not at all my experience. I just tilt up the bottom, click the port lock, and then pull out the module, and put in the new one. It takes me less than 10 seconds, all while the computer is on and open. So unless they module swap system isn't the same, I would have expected it to be even easier on the smaller, lighter 13.
Don't think I've ever done this. I reach under it, press the release button with one finger and with the adjacent finger grab the indentation under the card and slide it out. Card comes out in like two seconds.
Yeah, I agree with this. I find it simpler to just carry a couple of usb-c to whatever hub/adapters for when I need to a port my framework doesn't have built in.
The expansion cards seem pretty gimmicky to me. You're replacing a hub with... a bunch of hubs with one port on it. I know it opens up to some third party modules (this one seems particularly cool: https://github.com/LeoDJ/FW-EC-DongleHiderPlus) but for the most part you are getting less connectivity than other laptops. You don't even get an audio jack without taking up one of your expansion slots (edit: on the Framework 16. 13 includes it).
If the expansion slots were larger then they could have maybe facilitated something like getting 2 usb-a ports in exchange for the one USB-C which feels like an actual thing to consider. As it is, it just doesn't feel like you're gaining anything. If you're carrying any additional expansion cards with you you lose the only advantage it has over buying a hub, which can turn that one usb-c slot into multiple usb-a ports, ethernet, hdmi, audio, sd card reader, etc.
Signal does some things well, but lacks far behind other apps in UX. It doesn't do cloud backups either, which keeps me from recommending it to less technical folks.
Only in the Beta Android app for now... Signal is around for what, a decade now? And they still can't (or rather, refuse to) do the basic "copy the SQLite DB file to a folder". Edit: and even this beta feature is some bullshit proprietary thing with their own cloud and subscription rather than simply "let me export the DB file and stick it in a cloud provider of my choice".
Last time I had to reinstall my phone I ended up finding an implementation of their phone-to-phone transfer protocol to emulate a "new" device I'm transferring to just to get a dump of the data (I'd share, but don't want them to close this option, since clearly the lack of export option is very much intentional).
Then I deleted Signal and begrudgingly moved to WhatsApp (in addition to iMessage which I've already been using).
Never on iOS or any other Apple platform. Signal is designed not to be able to backup to iCloud either. The only option iOS users have had over the last few years is to do a device to device transfer where both phones are expected to be in physical proximity and it takes hours to transfer the data. Lost phone has meant losing all chats.
WhatsApp, which is infamous by association with Meta, backs up to Google Drive or wherever.
> Telegram, for all its faults, has an excellent desktop app.
Their developers are also very responsive to PR's, I have a couple GCC build fixes in it.
I really soured on Signal early with when running BB10, they would not let us fork and use/distribute websocket builds to get around not having google play services on available on that platform: https://github.com/libresignal/libresignal/issues/37#issueco...
I'm still a little sour on it now because there's still no way to transfer the identity since they refuse itunes/icloud backup, refuse any way to export a key, and I have to look at hideous corporate memphis icons every time I set up Signal new again on iOS (at least Android doesn't have the last thing).
I mentioned before, but I use mautrix-signal to be able to have a unified (except for telegram) messenger on desktop with nheko or element via matrix. It works really well.
DigiUsher | https://www.digiusher.com | Senior Backend Engineer | Remote (overlap with West Europe) | Full-time
DigiUsher is a multi-cloud data and AI cost governance platform. We work with AWS, Azure, GCP, and leading system integrators to help enterprises build sustainable, efficient, and profitable cloud solutions.
We're looking for a Senior Backend Engineer to join our core team. You'll play a key role in shaping product architecture, building scalable data integrations, and driving technical strategy as we grow. Ideal candidates are product-minded, detail-oriented, and proficient in Python with experience handling large-scale data.
Like with all things Google, this feature wasn't available in Gemini (or only available on some devices) last I checked. With Gemini going to replace Google Assistant in the future, this is yet another useful feature that Google will be taking away from Android.
Nah man, trigger the "circle to search" feature (on my phone I use gestures and I hold down on the bottom center of the screen) and you can draw a line over ANY text to highlight it instantly, even text within an image. Perhaps the best feature I've ever been given during an update.
Circle to Search is not available for all devices. My Fairphone 4 doesn't have it and there are plenty of other devices where it's not allowed by Google yet.
If you open an image with Google Lens (or select the image in the Google Search app, which seems to result in the same thing) Google does by default an image web search and shows you similar pictures, but it also displays a blue "translate" button on the right, which activates OCR and text selection, and optional translation. Though it doesn't seem possible to avoid it doing the image web search first, which might be problematic for private pictures.
I wanted a small form factor for my homebrew NAS and Jonsbo N3 is the case I ended up with a couple of years ago. I couldn't find anything smaller that would let me have at least 6 disks. The Asus ITX motherboard I bought second hand had only 4 SATA ports and I bought a m.2 sata adapter to get an additional 4 ports.
No official LineageOS support according to https://wiki.lineageos.org/devices/. And no, missing vendor support is still an issue even with Lineage support, as soon as firmware (and sometimes driver) updates are needed.
I would be all over the Unihertz stuff if that wasn’t the case. I see people talking about Lineage working, but I haven’t looked into it.
My ideal phone is something small and rugged with physical keys that supports Android Auto for navigation and a few other basic apps I need (Bitwarden basically).
I’m not completely against it yet, especially if it looks like I can use something like Lineage.
Software aside, I’ve heard mixed things about the keyboard on the Titan. Keeping an open mind though, I would like to support companies filling this niche.
Google is pretty frustrating. I switch between my desktop and laptop frequently and sometimes browsers as well. The reauth dialog pops up two weeks for every login - usually just when I'm about to hop on a meeting.
I wish I could pre-select an "I don't care. I'm informed and choose an open docs policy" box once after writing a 1 h exam and call it quits. My genome is on the Internet. I bet nothing bad will come of it by the time I die.
Classic example of government overregulation fucking over the regular citizen.
I go to two hospitals and am dealing with a medical condition and it's a total nightmare. Each hospital uses the same backend but I have to go through a lengthy and convoluted process to let them share information with each other after every single appointment.
I'm getting really sick of this affecting my treatment in the name of "privacy." I have a medical condition, for god's sake. Privacy is completely irrelevant if my doctors cannot even efficiently communicate to treat me.
Every week I curse whoever it was that thought this would be a great idea. I'm sure it sounded great in their heads, as regulations tend to do for most bureaucrats.
I am a security engineer btw, I have worked on privacy and security featuresets for products that billions of people use every day. I am 100% confident that it is doing more harm than good in the medical-information-sharing space.
The UPI experience is built for a single audience in mind. It has changed the way people transact in India but at the same time it's been an absolute nightmare for a tourist to play along. The only route for a tourist to use UPI is via third party apps, which charge a markup for loading money (3%). But let's say you accept that as a part of travelling - the limitation of tourist wallets is that they can't be utilised for P2P payments - exactly what UPI is most used for across the country.
Alternative, since no one accepts cash anymore, is that I have to carry thick wads of cash so I can hand out exact change. That still gets you the stink eye because most vendors don't like to deal with cash anymore.